Travel Insurance

The Insurance does not generally exclude pre-existing medical conditions, but clearance by your doctor and the Insurers should be obtained for your peace of mind. However, claims are excluded where at the time of taking out this insurance:

1. The Insured Person is aware of any medical condition or set of circumstances which could reasonably be expected to give rise to a claim.
2. The person whose condition gives rise to a claim:

1. has during the 12 months prior to taking out his insurance suffered from any chronic and/or recurring illness of a serious nature which has necessitated consultation or treatment unless declared to and accepted by Underwriters; or
2. is receiving or on a waiting list for in patient treatment in a hospital or nursing home; or
3. is expected to give birth before, or within 2 months following the date of arriving home; or
4. is travelling against the advice of a medical practitioner or for the purpose of obtaining medical treatment abroad; or
5. has been given a terminal prognosis.

All material facts must be disclosed to the Underwriters, failure to do so may affect your rights under the Insurance.

Insurance cover has been arranged through Journeys Travel Insurance, Majestic House, 122-132 High Street, Staines, TW18 4DA. Full policy details will be sent to you with your confirmation. Should you find policy unsuitable, please return it to this office within 7 days to obtain refund. We advise you to read the Warranty of any Insurance policy.